Our Education Banking team serves private educational institutions including colleges and universities, research institutions and private K-12 schools. We have relationships with 90% of the top national universities and 60 of the top liberal arts schools.

Bank of America Merrill Lynch delivers unparalleled client experience through a dedicated client manager and team of professionals specializing in higher education. Serving public and private colleges and universities of all sizes as well as research institutions, we are equipped with the expertise to understand your unique operating needs. We bring the financial strength and powerful global resources of Bank of America Merrill Lynch together for you.

Comprehensive Capabilities

• Treasury management: Enhance the efficiency, speed and strength of your working capital with innovative ideas and technology provided by the No. 1 treasury management provider in the United States¹. Bank of America Merrill Lynch can help you accelerate the payables and receivables processes, reduce fraud and enhance your cash management with faster access to data.

• Financing solutions: Finance growth, renovations or improvements with a broad range of capital solutions to assist with seasonal cash flow, extension of infrastructure and student housing, energy efficiency improvement, and other needs. As one of the tax‑exempt industry's largest financial solutions providers, our leasing group can offer a wide range of financial products and expertise for capital investments, equipment, transportation and renewable energy projects. The Public Finance team from Bank of America Merrill Lynch offers tremendous experience in developing tailored financial solutions for colleges and universities to satisfy short-term and long-term, taxable and tax-exempt capital needs.

• Investments and philanthropic management: Our institutional not‑for‑profit investment and philanthropic management specialists can provide investment management, administrative, strategic planning and risk management services to help your institution finance its educational goals and fulfill its commitments to your donors and your community.

• Comprehensive services for staff and faculty: Enhance faculty loyalty with comprehensive benefits such as group banking, flexible spending accounts and wealth management.

Public and private schools nationwide are striving to shape new generations while addressing a myriad of today's challenges, from changing enrollment and population trends to rising operations costs and retaining high quality faculty. Bank of America Merrill Lynch K-12 Education specialists understand your unique operating environment and can offer a complete array of financial solutions achieve your goals today and in the future.

Comprehensive Capabilities

• Treasury management: Enhance the efficiency, speed and strength of your working capital with innovative ideas and technology provided by the No. 1 treasury management provider in the United States1. Bank of America Merrill Lynch can help you improve operational efficiency by accelerating the payables and receivables processes, reduce fraud and enhance your cash management with faster access to data.

• Financing solutions: Finance growth, renovations or improvements with a broad range of capital solutions. Whether you seek solutions to assist with seasonal cash flow, extension of infrastructure, or energy efficiency improvements, our credit products team and bond specialists can help. Our leasing team, as one of the tax-exempt industry's largest financial solutions providers, can offer a wide range of financial products and expertise for capital investments, equipment, transportation and renewable energy projects.

• Investments and philanthropic management: Our institutional not-for-profit investment and philanthropic management specialists can provide investment management, administrative, strategic planning and risk management services to help private schools finance their educational goals and fulfill their commitments to their donors and their communities.

• Comprehensive services for staff and faculty: Enhance faculty loyalty with comprehensive benefits such as group banking, flexible spending accounts, wealth management and special mortgage programs for teachers.