Government Banking

Webcast

It's A Paperless, Paperless World... Thinking Outside the Box to Gain Efficiencies through Prepaid Cards

Learn how prepaid card solutions for benefit disbursement programs can help your government organization and your constituents.

Case Study

An ePayables Pioneer: How Clearwater is leading the way in payments transformation

The city of Clearwater, located within Florida's second-largest metro area, is known mostly for its award-winning sandy beaches along the Gulf of Mexico. More recently, the city has served as a role model for other municipalities in the region who are following its lead in substituting electronic payments for paper checks — and saving taxpayers money.

White Paper

Insulating Your Budget from Rising Commodity Prices: Financial Risk Management for Public Sector Organizations

How do fluctuating energy prices impact your budget? In today's economic landscape, the complexity and consequences of risk have changed extensively. With the added pressures of falling revenues and shrinking budgets, many public sector organizations are seeking alternatives to outright commodity purchases. Following the best practices of corporate America, public sector finance officials are adopting financial risk management as an efficient means for locking in commodity prices and managing future expenses.

Case Study

Helping the Grand Canyon State Work toward Paperless Payroll: The State of Arizona implements CashPay®Visa® Payroll Card

The State of Arizona implemented a CashPay®Visa® Payroll Card program from Bank of America Merrill Lynch in December 2009. Payroll Department management had worked for years to reduce the cost and complexity of issuing and reconciling paper warrants (i.e., paychecks) by encouraging employees to sign up for direct deposit, but could not reach above a 90% adoption rate. The CashPay card provided a safe and convenient payment solution for underbanked employees — removing any reason for not accepting electronic payment, since no credit qualification or bank relationship was needed. Electronic payment reached 94% in 2010 and is now poised to reach 100% as a result of new Arizona state payroll laws that enable employers to mandate electronic payment of wages, including payroll debit cards.

Governing

Fighting the New Fraud: A Collaborative Approach

Fraud prevention doesn't have to be a burden. By taking some common-sense steps, the benefits can far outweigh the potential financial and reputational costs of falling prey to it. Learn about the latest threats and challenges state and local governments are experiencing as well tools to combat them.

Article

Moving from Paper to Electronic

Read this article about how states and cities others are finding opportunity for savings by making changes to the way they initiate and receive payments.

Article

Alternative Financing Options for Governments

Learn how a government entities can tap a range of medium-term capital financing opportunities to help better manage their fiscal responsibility.

Webcast

Turning Over Every Leaf: Alternative Financing Tools for Green Initiatives and Other Essential Projects

View this webinar about alternative financing tools available to public sectors finance officers.

Government Entities: A New Approach to Deposits

With the aim of enhancing returns while ensuring that the security of public deposits remains paramount, government treasurers are considering new ways to maximize the value of deposits.

New Thinking on Liquidity for the Public Sector

Produced in conjunction with GOVERNING magazine. watch an expert discussion on today's most pressing liquidity management issues.