Products and Services

for  Midsize Businesses

Commercial Banking
Affinity Banking

Affinity Banking

For more than two decades, Bank of America Card Services has partnered with some of the most highly recognized brands and organizations, marketing partner-endorsed financial services products to their constituents. This marketing approach, which we call "affinity marketing", focuses our efforts on those individuals most loyal to endorsing partners—those who will respond to offers based on established relationships, find value in the products and want stronger connections to the endorsing partners..

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Merchant Services

Merchant Services

Expand your customers' payment options, simplify your business operations, and increase revenue with Bank of America Merchant Services. Our merchant accounts enable your business to accept credit cards, debit cards, electronic checks, gift cards, and other payment options.

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Financing
Asset-Based Lending

Asset-Based Lending

Bank of America Business Capital provides asset-based credit facilities of $10 million or more throughout the United States, Canada and Europe for manufacturers, wholesalers, distributors and service businesses.

Our services include:
Asset-Based Financing
Loan Syndication
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Business Loans & Lines of Credit

Business Loans & Lines of Credit

With changes in your business comes the need for office expansion, equipment upgrades, strategic purchases and other enhancements. You can look to Bank of America Merrill Lynch for tailored short- and long-term financing options designed to help you succeed.

Our services include:
Lines of Credit
Term Loans
SBA Lending
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Equipment Finance-Leasing

Equipment Finance-Leasing

With changes in your business comes the need for office expansion, equipment upgrades, strategic purchases and other enhancements. You can look to Bank of America Merrill Lynch for tailored short- and long-term financing options designed to help you succeed.

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Real Estate Financing

Real Estate Financing

As one of the nation's leaders in the real estate industry, Bank of America Merrill Lynch maintains strong client relationships with responsiveness, innovation and market knowledge.

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Investing
Capital Access Funds

Capital Access Funds

BAML Capital Access Funds is an experienced market-based, returns-driven private equity fund of funds manager and advisor focused on meeting the targeted mandates of large public pension funds, endowments and other institutional investors.

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Global Institutional Consulting

Global Institutional Consulting

Global Institutional Consulting is a specialized group of designated advisors within Bank of America Merrill Lynch that delivers institutional service on a personal level, including portfolio strategies, investment consulting services and institutional philanthropic management.

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Investment Solutions

Investment Solutions

Bank of America Global Liquidity Investment Solutions (GLIS) works with you to support the growth of your business, providing end-to-end liquidity and investment solutions delivered in a consultative and integrated approach that is unique in today's marketplace.

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Investment Banking
Debt Capital Markets

Debt Capital Markets

Bank of America Merrill Lynch is a leading bookrunner in leveraged finance, and the leader in Investment Grade debt finance.

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Equity Capital Markets

Equity Capital Markets

Bank of America Merrill Lynch offers equity and equity–linked origination and execution including IPOs, follow–on offerings, bought deals and convertible instruments.

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Mergers & Acquisitions Advisory

Mergers & Acquisitions Advisory

It's one thing to recognize an M&A opportunity. It's another to see it through. Clients make us their first call for many reasons - starting with trusted advice. Trust built on long-term relationships along with our proven track record of client success. And an unwavering focus to help take your opportunity further.

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Research
Global Research

Global Research

BofA Merrill Lynch Global Research's expertise is at the core of the value proposition offered to clients and is an integral component of the product offerings in Global Wealth Management and Global Banking and Markets. Our analysts provide insightful, objective and decisive research that enables clients to make informed investment decisions.

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Global Markets
Commodities

Commodities

Bank of America Merrill Lynch is a leader in the global commodities marketplace. Our innovative and wide-ranging product and service portfolio includes structuring, trading, and marketing of natural gas and power, crude oil, refined products, natural gas liquids, coal, emissions, metals, commodity indices, structured notes, and weather risk management.

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Rates and Currencies (FX)

Rates and Currencies (FX)

Bank of America Merrill Lynch is a leading participant in the world's currency markets. Our Global Foreign Exchange group trades more than 150 major, minor and exotic currencies through our network of 18 sales and trading centers worldwide.

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Workplace Benefit Solutions
Employee Benefit Solutions

Employee Benefit Solutions

At Bank of America Merrill Lynch, your business and your employees can benefit from the financial strength and extensive resources of one of the world's largest financial institutions, serving organizations and individuals with essential benefits, banking and investment services.

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Retirement and Benefit Plan Services

Retirement and Benefit Plan Services

As an industry leader we are committed to understanding the new realities — and challenges — you and your employees face. This includes tailoring our approach to provide retirement solutions, trusted guidance and personal service to meet your unique needs. We offer institutions a full range of integrated benefit plan solutions, including defined contribution and defined benefit plans, equity plans and non-qualified compensation programs, as well as investment management solutions, administrative, recordkeeping and custodial services.

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Transaction Services
Global Transaction Services

Global Transaction Services

Connecting clients worldwide. Increasing efficiency and innovation. Managing risks. Preparing for regulatory and market changes. It starts with deep commitment to making businesses and commerce better.

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Banknote Services

Banknote Services

Global Wholesale Banknote Services from Bank of America Merrill Lynch delivers high-quality currencies in the denominations you need to do business worldwide. Leverage our leading global platform to order, fulfill and manage more than 120 currencies with greater ease and convenience.

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Card Solutions

Card Solutions

Bank of America Merrill Lynch drives your conversion from paper to electronic payments with personalized guidance and flexible card solutions that adapt to you. We work with you to understand your unique payments processes — and to deliver integrated ePayments solutions designed to free up your time and working capital while increasing efficiency, visibility and control. Local delivery, worldwide expertise, all with a single point of contact.

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Custody & Agency Solutions

Custody & Agency Solutions

Global Custody and Agency Services from Bank of America Merrill Lynch can help you safeguard funds, settle complex transactions and securely issue and make payments on short-term debt.

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Global Trade & Supply Chain

Global Trade & Supply Chain

Bank of America Merrill Lynch is a leading provider of global trade services to more than 5,000 large multinational importers and exporters, 10,000 middle-market companies as well as financial institutions involved in international trade.

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Cash Management

Cash Management

Bank of America Merrill Lynch collaborates with you to help optimize your working capital, drive efficiencies and minimize risk. Our client teams are dedicated to identifying your unique needs and working with you through different business cycles to help ensure you've got the right solution for your business. Whether you're making the transition to electronic payments or seek access to all of your positions in real time, we're by your side to help navigate the challenges and capture each new opportunity.

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Contact Us
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