Supporting the innovative and vital work of businesses across the healthcare industry requires forward looking ideas and focused expertise. We keep in step with your changing needs, working closely to understanding every nuance and leverage the industry leading knowledge and global platform of Bank of America Merrill Lynch to help you succeed.

Advantages

• Leading expertise and experience serving the full range of healthcare businesses and sectors

• Customized solutions and services backed by more than $50 billion in commitments to the healthcare industry*

• Dedicated client manager and a team of specialists to address your complete financial and advisory needs

*As of September 2010

Replace complex, paper-intensive processes with automated solutions that increase your flexibility, efficiency and enable access to better information when you need it.

• Give your patients more convenient ways to pay via ACH, healthcare card or check and save time with increased automation.

• Eliminate paper EOBs from your process with an electronic file that you can easily upload to your patient accounting system.

• Move to electronic remittances advices (ERA) more quickly using our managed payer enrollment network.

• Use web-based image access and reporting, and enhanced denial and contract management features, to more quickly and accurately appeal denial charges, forecast expected claims payments, and be alerted to discrepancies.

Simplify your payments processes and gain flexibility to select from a variety of payment types for each payee, including ACH, card, wire and check.

• Use comprehensive payables to simplify payments to suppliers and vendors and for HIPAA-compliant claims.

• Provide us with your vendor names and let us do the rest to help you maximize vendor adoption of AP card payments.

• Gain benefits such as volume-based cash payout incentives, earn float and manage working capital more efficiently.