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Merchant Services
Products and Services

Card and check processing capabilities

  • Processing of Visa®, MasterCard®, AMEX®, Discover®, Carte Blanche®, Diners®, JCB® and private label
  • Online PIN–based debit transactions require no signature, reduce transaction time, and reduce chargebacks and fraud
  • EBT – Electronic Benefits Transfer adds revenue and reduces fraud while benefiting you and your customers
  • Gift cards: Increase customer loyalty and add new revenue
  • Purchasing cards: Level 2 & 3 for enhanced business to business solutions
  • Check services: Reducing your risks from fraudulent and returned checks

Custom connectivity and settlement services

  • Dial, wireless, VPN, IP over dial, leased line, frame relay
  • Internet gateway connectivity for e–commerce solutions
  • Settlement services (including next day funding*)

In addition to processing your card transactions, we also provide the following services to our clients:

  • Customized connectivity & authorization solutions
  • Web–based reporting
  • E–commerce solutions
  • Interchange management
  • Settlement and funding
  • Chargeback and dispute resolution
  • Exception processing
  • Training
  • Compliance
  • Custom programming
  • Fraud loss management
  • Terminal deployment
  • Customer support
  • Technical support
  • Transaction research
*Exceptions may apply
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Merchant Services provided by BA Merchant Services, LLC., a subsidiary of Bank of America, N.A.
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